Yes, having travel insurance is not only highly recommended, but it is also necessary for travelers visiting Laos. Travelers without travel insurance run the risk of facing a heavy financial load and stress even though Laos is a generally safe place to visit. Accidents and unforeseen occurrences can happen.
Laos lacks a national healthcare system, and medical treatment can be expensive, particularly for non-residents. Without insurance, the cost of medical care, hospitalization, and medical evacuation in the event of a medical emergency could be quite high. Travel insurance, which can be attached with a Laos visa at an affordable fee, can help cover these costs.
Travel insurance can offer coverage for trip cancellation, trip interruption, and lost or stolen personal belongings in addition to medical coverage, which can be crucial for travelers who have spent a lot of time and money planning their trip.
Consequently, getting thorough travel insurance that covers all potential hazards and unforeseen events that could happen while on vacation is strongly advised for everyone planning a trip to Laos.